Compare Loan Apps

Find the best loan app for your needs with our comprehensive comparison tool. Filter by interest rates, loan amounts, and more to make informed decisions.

Loan App Comparison

App Name Interest Rate Processing Fee Loan Range Term Length Disbursement Hidden Fees Rating Action
JuanHand 0.49% daily
(15% monthly)		 10-15% ₱1,000 - ₱50,000 30-90 days 1-24 hours Yes
★★★★☆ 4.2/5
Apply Now
Tala 0.3% daily
(9% monthly)		 15-20% ₱1,000 - ₱25,000 30-90 days 5 minutes - 1 hour No
★★★★★ 4.5/5
Apply Now
PesoCash 0.05% daily
(1.5% monthly)		 5-10% ₱1,500 - ₱8,000 120-210 days 24-48 hours Yes
★★★★☆ 4.0/5
Apply Now
Cashalo 3.95% monthly 7-12% ₱2,000 - ₱20,000 30-180 days 1-24 hours Yes
★★★★☆ 4.1/5
Apply Now
Digido 0.08% daily
(2.4% monthly)		 10% ₱2,000 - ₱25,000 21-90 days 5 minutes - 24 hours No
★★★★☆ 4.3/5
Apply Now
UNO Digital Bank 1.99% monthly 0-5% ₱5,000 - ₱100,000 90-365 days 24-48 hours No
★★★★☆ 4.4/5
Apply Now

User Reviews & Experiences

JuanHand
★★★★☆

"The application process was easy, but I was surprised by the additional fees that weren't clearly mentioned at first. The interest rate is a bit high, but they approved my loan quickly when I needed it."

Marco Diaz Marco Diaz Verified User
Tala
★★★★★

"Tala has been a lifesaver for me. The terms are transparent, and I received my loan in just 10 minutes. What I appreciate most is that they reward on-time payments by increasing your loan limit."

Sophia Reyes Sophia Reyes Verified User
PesoCash
★★★☆☆

"The interest rate is low which is good, but the processing time was much longer than they advertised. It took almost 2 days to get my loan, and customer service was hard to reach when I had questions."

Luis Santos Luis Santos Verified User

Tips for Comparing Loan Apps

Look Beyond Interest Rates

While interest rates are important, don't forget to consider processing fees, service charges, and late payment penalties. The true cost of a loan includes all these factors.

Check Loan Disbursement Speed

If you need money urgently, the speed of disbursement matters. Some apps promise quick loans but take much longer in practice.

Verify Legitimacy

Always check if the loan app is registered with the Securities and Exchange Commission (SEC) and follows regulations set by the Bangko Sentral ng Pilipinas (BSP).

Read User Reviews

User experiences can reveal issues that aren't apparent in the advertised terms, such as aggressive collection practices or hidden charges.